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| 10 Year Fixed Rate |
| 15 Year Fixed Rate |
| 20 Year Fixed Rate |
| 25 Year Fixed Rate |
| 30 Year Fixed Rate |
| 5 / 1 Adjustable Rate Mortgage |
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10 Year Fixed Rate
Mortgage Insurance is required with down payment less than 20% of the Purchase Price or equity.
Term: 10 years
Maximum Amount: $417,000
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| Rates subject to change daily without notice. |
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15 Year Fixed Rate
Mortgage Insurance is required with down payment less than 20% of the Purchase Price or equity.
Term: 15 years
Maximum Amount: $417,000
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| Rates subject to change daily without notice. |
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20 Year Fixed Rate
Mortgage Insurance is required with down payment less than 20% of the Purchase Price or equity.
Term: 20 years
Maximum Amount: $417,000
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| Rates subject to change daily without notice. |
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25 Year Fixed Rate
Mortgage Insurance is required with down payment less than 20% of the Purchase Price or equity.
Term: 25 years
Maximum Amount: $417,000
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| Rates subject to change daily without notice. |
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30 Year Fixed Rate
Mortgage Insurance is required with down payment less that 20% of Purchase Price or equity.
Term: 30 years
Maximum Amount: $417,000
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5 / 1 Adjustable Rate Mortgage
Interest rate is fixed for the first 5 years and will then change yearly for the remaining 25 years. After the 5th year the interest rate may go up a maximum of 2% over the starting rate and every year thereafter. However, the interest rate will never go higher than 6% over the initial starting interest rate. Call the Credit Union for further details. Mortgage Insurance is required with down payment less than 20% of the Purchase Price or equity.
Lowest start rate requires a minimum middle credit score of 620 and verifiable income for the past 2 years.
Term: 30 years
Maximum Amount: $417,000
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| Rates subject to change daily without notice. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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